Best Money-Back Credit Cards

Money-Back credit cards are one of the best types of credit card rewards. Money is universal. Credit cards in this list payback for credit card purchases. Some have big bonuses for registering. Others have the privilege of getting money back. Let’s look at the list of the best credit cards.

The list includes:

* Capital One Quicksilver Rewards Card
* Discover it Cash Back Credit Card
* Blue Cash Preferred Card from American Express
* Bank of America Cash Rewards Visa
* Citi Double Cash
* Uber Cash Rewards Card

When choosing the best credit card to return your wallet, make sure which type of purchase wins the most prizes. If you are ready to shop evenly for all your purchases, a fixed rate credit card is a better choice. A special interest rate of 0% gives you the opportunity to win prizes for large purchases without paying interest.

Capital One Quicksilver Rewards Card | Best Money-Back Credit Cards

The Capital One Quicksilver Rewards Card is a simple gift card that allows you to win all prices for all your purchases. You don’t have to deal with bonus award categories or adjust your expenses to your maximum prize.

Capital One Quicksilver Rewards Card gives you 1.5% unlimited money for all purchases. As an initial bonus, new cardholders will receive a $ 150 bonus after spending $ 500 in the first three months after opening an account.

People who focus on spending in one or two categories get more credit card prices at different rates.

More features include;

Required Minimum Credit: Extraordinary
Annual fee: none
Intro APR: 0% for balanced purchases and transfers for 15 months
Purchase APR: 16.24% to 26.24% variables
Shipping costs: 3% of total transfers during the first 15 months; Not after the first 15 months.
Prepaid fees in cash: $10 or 3% of the prepaid amount
Fees for foreign purchases: None
Registration Bonus: $ 150 Bonus if you spend $ 500 in the first three months.

Discover it Cash Back Credit | Best Money-Back Credit Cards

Discover it is full of bonuses and pays for returns. Cardholders earn 5% of the cash up to $ 1,500 for purchases in categories that change every quarter. All other purchases receive 1% cash, including purchases of more than $ 1,500 in the bonus category. Discover it automatically replaces all the money you earn at the end of the first year and not your first deposit bonus.

Discover it offers free social security alerts to notify you if your most sensitive identity information is on a risky website. Freezing allows you to freeze your account via a mobile application or website to prevent new transactions. If you find your credit card later, you can easily use it again.

For your creditworthiness, it’s important to stay on top of your credit. You will receive a free FICO score every month with your credit card statement.

When rolling out a category, you have to change your expenses every three months to get the most from your prize.

Other features include:

Minimum Credit Required: Good
☀ Annual fee: none
☀ Intro APR: 0% for the remaining transfers and purchases for 14 months
☀ Ongoing APR: 14.24% to 25.24% variables
☀ The remaining transfer fee: 3% of the total transfer to your account until 10 August 2019; then 5%
☀ cash Advance Fee is $10 or 5% of the amount
☀ Fees for foreign purchases: None
☀ Registration bonus: None

Blue Cash Preferred Card From American Express

An American family that spends a lot of money on food and gas benefit from Blue Cash Preferred Card from American Express Produce a 6% cash refund to $ 6,000 to shop for groceries in the US. 3% cash at the gas station; 6% refund for selected streaming services in the US; 3% discount for land transportation; and 1% for everything, including food purchases above the $ 6,000 threshold.

The Blue Cash Preferred Amex offers a relatively generous registration bonus, even though the fees are a little higher. New cardholders make $ 250 after spending $ 1,000 on purchases in the first three months. $ 250 will be rewarded as credit.

This card has an annual fee of $95.

Other features include:

☀ Required Minimum Credit: Extraordinary
☀ Annual fee: $95
☀ Intro APR: 0% for purchases and the remaining transfer for 12 months
☀ Purchase APR: 15.24% to 26.24% variables
☀ Balance Transfer Fee: $ 5 or 3% of the transfer amount
☀ Cash Advance fee is $ 5 or 3% of the amount in advance
☀ Currency Transaction Fees: 2.7% of the amount converted to US Dollars
☀ Welcome Offer: $ 200 if you spend $ 1,000 for purchases in the first three months

 

Best Money-Back Credit cards

Bank of America Cash Rewards Visa | Best Money-Back Credit Cards

Bank of America Cash Rewards Visa pays higher premiums for gas purchases. This is perfect if you work long hours or travel a lot for business.

You get 3% cash for gas purchases and 2% at wholesale stores and wholesale clubs for the first $ 2,500 for gas/food/ wholesale wholesalers per year. Generate 1% cache for others.

If you are a Bank of America customer, you will receive a 10% bonus if you redeem your prize by check or savings account in a bank account.

If you spend more than $ 833 per month on gasoline and food, you can quickly raise rewards with a higher bonus.

Other features include:

☀ Minimum Credit Required: Good
☀ Annual fee: none
☀ Intro APR: 0% for 12 months for purchases; and balance transfers for the first 60 days
☀ Purchase APR: 16.24% to 26.24% variables
☀ Transfer fee: 10 USD or 3% of the transfer amount
Cash Advance Fee is $10 or 5% of the amount in advance
☀ Fees for transactions with foreign purchases: 3% of total purchases in US dollars
☀ Registration Bonus: a cash prize of $ 200 as soon as you spend $ 1,000 in the first 90 days

Citi Double Cash | Best Money-Back Credit Cards | Best Money-Back Credit Cards

Citi Double Cash is a big incentive to pay for your credit card balance. The card pays 1% for all purchases and 1% for withdrawing your balance.

As a Citi owner, you have access to special tickets for events, such as Citi Private Pass.

With Citi Price Rewind you don’t have to regret a purchase because you have seen it offered at a lower price. Register the items you buy and accept automatic price adjustments if the price of goods falls within the next 60 days.

Citi Double Cash does not offer registration bonuses as an incentive to open a new account.

Other features include:

Minimum Credit Required: Good
Annual fee: none
☀ Intro APR : 0% for balance transfers for 18 months
☀ Purchase APR: 15.74% to 25.74% variables
☀ Transfer Fee: $ 5 or 3% of the transfer amount
Citi will provide your first credit card payment and save up to $ 27

☀ Cash Advance Fee is $10 or 5% of the amount in advance
☀ Fees for transactions with foreign purchases: 3% of total purchases in US dollars
☀ Registration bonus: None

 Uber Cash Rewards Card

The new Barclays Uber Visa card is the right choice for people who spend a lot of money on food. This card pays 4% for food, including Uber Eats; 3% for hotel and airline tickets; 2% refund of online purchases, including Uber; and 1% goes back to the others.

New card holders will receive a $ 100 bonus if they spend $ 500 on purchases within the first 90 days. Spend at least $ 5,000 on your credit card for one year and receive $ 50 in online services. You can use your balance to stream music or video clips.

This card has a high APR potential, which means you have to pay all your credit every month to avoid high financial costs.

Other features include:

Minimum Credit Required: Good
☀ Annual fee: none
☀ Intro APR: Not available
☀ Ongoing APR: 17.99% to 28.74% variables
☀ Transfer fee: 10 USD or 3% of the transfer amount
☀ Cash Advance Fee is 10 USD or 3% of the prepaid amount
☀ Fees for foreign purchases: None
☀ Registration Bonus: $ 100 if you spend $ 500 on purchases in the first 90 days

Choosing the right Money-back credit card is dependent on your daily activities and expenditure.