Affinity Credit Union Low Fee Gold Choice Rewards MasterCard
With this card, the customer is basically exchanging 2,000 of the bonus welcome reward points in order to pay half of what the regular Affinity Credit Union Gold Choice Rewards MasterCard costs yearly. This is the only major difference between the Low Fee and the regular Gold Choice Rewards MasterCard.
Hence, you need to review what the MasterCard reward points can actually be used for regardless of whether the 2,000 welcome reward points are worth $60 or not in order to confirm that this card is right for you. Investigating into the actual value of the reward points should be the deciding factor.
The Affinity Credit Union Low Fee Gold Choice Rewards MasterCard has an annual fee of $59 and you earn 1 point for every $1 spent on eligible purchases. The Affinity Credit Union Low Fee Gold Choice Rewards MasterCard gives you a Signup Bonus of 3000 welcome bonus points and 3.99% promotional APR (subject to change) on balance transfers for 10 months. The Cash Advance APR and the Purchases APR are 19.49% respectively but subject to change. It’s ATM cash advances is $2.00 in Canada and $3.50 outside Canada while it’s over-the-counter cash advances is $4.00 in Canada and $4.85 outside Canada. Note that you will be penalized for late payment by increasing by 5% the standard rate(s) that apply to your account if your minimum payment is late more than once within 12 consecutive billing cycles.
REQUIREMENTS FOR APPLYING FOR THIS CARD
You are eligible to apply for this card if and only if you meet the following requirements:
You are a resident of Canada and have a Canadian credit record
You are the age of majority in your province or territory
You have not filed bankruptcy in the last 7 years and have no seriously late payments
APPLY FOR THIS MASTERCARD
Having met the requirements stated above, you may now apply for the Affinity Credit Union Low Fee Gold Choice Rewards MasterCard. To apply, Access the link https://www.choicerewards.ca/cards/in a browser. Scroll down till you find the Low Fee Gold CHOICE REWARDS MasterCard Credit Card, click Apply now. Specify your affinity credit union affiliation by selecting yes and filling the blank field. Click Continue.
Tick the small box having the subheading Information box. You find this at the top of the page.
Supply your personal information in the Primary Applicant’s Information window.
Supply your employment information also.
Add an authorized user to your account if you wish to or skip. Then, click Continue.
Read through the terms and conditions for this credit card and tick the small box located below it to indicate that you agree to the terms and conditions.
Send your application into CUETS for review by clicking Continue at the bottom of the page. Your application is sent and confirmation would be sent to you shortly via E-mail.
LOG INTO YOUR ONLINE ACCOUNT
In the Sign in a menu, enter your Username. Click Sign in to continue to the next page. Enter your Password and click Submit.
Once logged in, you can take full advantage of your credit card as you will now have access to your online banking account.
Input your Mother’s Maiden Name and your Date of Birth and click Submit.
You’ll be provided with the opportunity to retrieve your forgotten password.
ACTIVATE YOUR CREDIT CARD
REGISTER FOR ONLINE BANKING
This can be done only after activating your credit card.
To register, click the link below which takes you to CUETS online banking portal:
https://www.cucardsonline.com/EN/ Click on the “New User/Enroll Now” link.
Input your Card Number and Click Submit.Next, supply basic security information.
Then, choose a username and password for your account which will serve as your login credentials.
Upon the successful completion of all these steps, your online account will be ready for use. Good luck!
1 (800) 561-7849
CUETS Financial // P.O. BOX 3030 // Regina, SK // S4P 3G8