Discover It Credit Card – you really need a credit card

 

Discover It Credit Card - you really need a credit cardDo you need a Discover It credit card? Did you recently get a mail by Discover It inviting you to apply for their credit card? If so, what are you still waiting for? If you really need a credit card, you can apply for it. Before Discover It will send you a pre-approved mail or send you a mail asking you to apply for their card, they must have found you to be creditworthy. You can carefully read and review everything in the mail before you decide to apply for the card.

Discover It Credit Card - you really need a credit card

Discover it Secured Credit Card to Build Credit History

https://www.discover.com › Credit Cards

Build your credit history and apply for the Discover it Secured credit card, a secured credit card featuring no annual fee and cashback rewards.

Discover it® Cash Back Credit Card with No Annual Fee

https://www.discover.com › … › Cash Back Credit Cards

Get the Discover it® cash back credit card, a no annual fee cash back rewards credit card with rewards on everyday purchases. Apply today.

Apply for a Discover Credit Card

https://www.discover.com › credit-cards

You can apply for Discover credit cards at Discover.com or by calling 1-800-DISCOVER (1-800-347-2683). Select from cashback credit cards or travel credit cards …

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What Is a Secured Credit Card? – Discover

https://www.discover.com › … › Types of Credit Cards

Secured credit card applications are similar to other credit card applications in that they require your basic financial information, as well as …

Some of the features of the card include the followings:

  • Firstly, 0% introductory APR for the first 14 months on purchases and balance transfers.
  • Secondly, 55 cashback on online shopping and departmental store purchases up to $1,500.
  • Also, No annual fees.
  • Free monthly FICO score
  • No late payment fee on your first payment.

To apply,

go to the Discover It online application page. Click on the Apply Now button. Supply the 23 digit invitation code contained in the mail you got. Supply other details that are required to complete the application process and wait for some minutes to get a notification about your approval. In case you do not get the approval after some minutes,, go to the website the following day to check your status. Click on the “Check your status“ button to know your approval condition. Supply your Social Security Number and Zipcode to know your status. If you get approved for the card, they will send it to you through the mail.

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To register and activate your card, take the following steps:

  • Go to the Discover It credit card website.
  • Register your card and proceed to activate it.
  • Click on the “Activate Your Card“ Link or Register button.
  • Supply your account number and the credit card number.
  • Write your full name as it appears on the card.
  • Enroll your date of birth.
  • Supply your Social Security Number.
  • Click on the Next button.
  • Create your login credentials (Username and Password).

From now on, you can access your online account. After accessing your account, you can see your account balance, update your account details, enroll for paperless statements, use account alerts and notifications, make your monthly payments and even view your transactions both recent and past. Am sure you find this interesting.  What I like most is that from this your online account, you are free to make your monthly credit card payments without any charge. Once you make your payment, it reflects on your account immediately.

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Cardholders can as well opt for a paperless billing statement. This saves paper and as well it is faster compared to waiting for one`s bill to come through the mail since it takes time. A paperless billing statement appears in your account the moment it is ready and from there you can proceed to make your payments.

Do you know that this Discover It credit card got a rating of 4.8 out of 5 stars from 5,000 card members?