Best American Express Credit Cards

Best American Express Credit Cards

American Express is ever one of the country’s oldest credit card issuers. There is an Amex for every type of credit card user. An American Express constantly ranks among the top of credit card issuers on J.D. Power’s U.S. Credit Card Satisfaction Study.

Read the list of the best American Express credit cards and decide which one is best for you.

American Express Cash Magnet has the Best Flat-Rate Rewards

The American Express Cash Magnet pays unlimited is charge at 1.5% cash back rewards on all purchases. The Cash rewards can be redeemed for statement credit, gift card, or merchandise. There is no interest charged when you pay off large purchases with a fixed monthly fee and no interest charges.

Features

The Minimum Credit Required is Good

There is no Annual Fee

The Intro APR is 0% on purchases and balance transfers for 15 months

Ongoing APR is charge at 15.24% to 26.24% variable

The Balance Transfer Fee is charge at $5 or 3%

Cash Advance Fee is charge at $5 or 3%

Foreign Purchase Transaction Fee is charge at 2.7%

Signup Bonus is charge at $150 back when you spend $1,000 on purchases in the first three months

Blue Cash Preferred is the Best for Groceries

Blue Cash Preferred Card from American Express provides cardholders the ability to earn 6% cash rewards on up to $6,000 in purchases each year. Cardholders earn $3% cash rewards on purchases at U.S gas stations and 1% on everything else. Additionally, you’ll receive 3% back on ground transportation. Cardholders who prefer to watch their your movies and music online will receive 6% back on select US Streaming services.

The Minimum Credit Required is Excellent/Good

The Annual Fee is charge at $95

Intro APR is charge at 0% on purchases and balance transfers for 12 months

Ongoing APR  is charge at 15.24% to 26.24% variable

Balance Transfer Fee is charge at  $5 or 3%

Cash Advance Fe is charge at $5 or 3% of the cash advance

Foreign Purchase Transaction Fee is charge at 2.7% of the amount

Welcome Offer is charge at $250 back when you spend $1,000 on purchases in the first three

Blue Cash Everyday is the Best for Balance Transfers

This credit card allows customers or cardholders to earn 3% cash back on up to $6,000 in purchases made at U.S. supermarkets.. You’ll also earn 2% back on purchases at U.S. gas stations and choose department stores; also and 1% on all other purchases.

Features

The Minimum Credit Required is Good

No Annual Fee

The Intro APR is charge at 0% on purchases and balance transfers for 15 months

Ongoing APR is charge at 15.24% to 26.24% variable

Balance Transfer Fee is charge at $5 or 3% of the transfer amount

Cash Advance Fee is charge at $5 or 3% of the cash advance

Foreign Purchase Transaction Fee is charge at 2.7%

Signup Bonus is $150 back when you spend $1,000 on purchases in the first three months.

 

The best american express credit cardsbest american express credit cards

 

American Express Gold Card has the Best Charge Card

American Express Gold card offers cardholders four points for every dollar spent at U.S supermarkets, 4 points per dollar on the first $25,000 spent at restaurants,  1 point for every dollar spent on all other purchases. You will have $100 airline fee credit to use for incidentals like upgrades and baggage fees. In addition, you won’t pay an additional fee if you use the card for purchases in other countries.

Features

The Minimum Credit Required is Good

The Annual Fee is charge at  $250

There is no Intro APR

Ongoing APR is charge at 20.49% variable

Cash Advance Fee is  $10 or 5%

Welcome Offer: 35,000 Membership Rewards Points when you spend $2,000 in the first three months

The Platinum Card from American Express Is The Best for Premium Rewards

The Platinum Card from American Express has a very good sign up bonus and excellent rewards. Cardholders will earn five points for every dollar  spent on flights booked directly with American Express Travel, 5 points for every dollar spent on prepaid hotels booked on amex travel.com  and In addition, cardholders will enjoy up to $200 in Uber savings each year. 1 point for any dollar spent on everything else.

Features

The Minimum Credit Required is Good

The Annual Fee is charge at  $550

Ongoing APR: N/A

Balance Transfer Fee: N/A

Cash Advance Fee is charge at  $10 or 5% of the cash advance

Foreign Purchase Transaction Fee: None

Welcome Offer: 60,000 Membership Rewards after you make $5,000 in purchases in the first three months

Gold Delta Sky Miles is the Best for Airline Rewards: 

Cardholders can earn two miles for every dollar spent on purchases made directly with Delta and one mile for every dollar spent on other credit card purchases. In addition, cardholders will  get first checked bag free for up to 9 travelers on your reservation and save 20% on eligible in-flight purchases.  There is possibilities to save a round trip domestic flight for as little as 20,000 miles or you can use your rewards for upgrades.

Features

The Minimum Credit for Delta purchase in the first three months Required is Good

The Annual Fee is charge at $95, waived in the first year

Ongoing APR is charge at 17.99% to 26.99% variable

Balance Transfer Fee is charge at $5 or 3%

Cash Advance Fee is charge at $5 or 3%

Get 60,000 bonus miles when you spend $2,000 on purchases in the first three months. $50 statement credit after you make your purchase.

The Hilton Honors American Express has The Best Welcoming Offer

This  credit card has one of the best sign up bonus and rewards program for Hilton property lovers. Cardholders will earn 12 Hilton Honors Bonus Points for every dollar they spend with a hotel or resort within the Hilton Portfolio, 6 points for each dollar spent at U.S  restaurants, gas stations, , and supermarkets; also three points for every dollar spent on all other purchases.

Features

The Minimum Credit Required is Good

The Annual Fee is charge at $95

Ongoing APR is 17.99% to 26.99% variable

Balance Transfer Fee is $5 or 3%

Cash Advance Fee is  $5 or 3%

Welcome Offer: 125,000 Hilton Honors Bonus Points when you spend $2,000 on purchases in the first three months

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