American Express Blue Cash Everyday Card
This credit card has been designed for people who want to get cash rewards for making purchases with their credit cards. There is no annual fee, but lower rewards.
Benefits and Features of the American Express Blue Cash Daily card
Sign up or Registration bonus: Earn $ 150 if you spend $ 1,000 in the first three months of opening the account
Rates for reward: 1% -3%
Introductory purchase APR is 0% APR for 15 months
Purchase APR is 15.24% -26.24% based on your creditworthiness
Balance transfer APR is 0% for 15 months, then 15.24% -26.24%
Late payment is up to $38
The foreign transaction fee is 2.7% of each transaction
What you might like about the card | American Express Blue Cash Everyday Card
No annual fee
3% cash back on groceries
2% discount for gas
Things you might not like about the card
It has a Very high APR
There is a limit of 3% cash back
Offers to make you feel welcome
This credit card has a refund of $ 150 if you spend $ 1,000 within three months of opening your account. The card offers 0% APR for the first 15 months, even for balance transfers.
Other Earnings and rewards
American Express has two Blue Cash cards and one Cash Magnet card. This version of Blue Cash does not have an annual fee, but less generous reward than the Blue Cash Preferred Card, which has an annual fee of $ 95.
There are several key differences between this card and the preferred blue cash. Get 3% in supermarkets, 2% at gas stations and some university stores and 1% of all other purchases, compared to 6% -3% -1% respectively on the preferred card. The starting bonus is $ 150 on this card, and your favorite reward is $ 250 with the same expense requirements.
Other facts of the Blue Cash Everyday card
You will not be held responsible for fraud when using an American Express card.
Pay small purchases or plan to share large purchases for a fixed monthly fee.
You’re ensured of insurance coverage of death and accidents during your journey.
Up to two additional years can be added to the original manufacturer’s warranty.
Additional fees of this card
Penalty 29.99% APR for at least six months
Returned payment fee is up to $38
Cash Advances APR is 27.49%
Cash Advance Fee is 5 or 3% of the amount of each cash advance
Is this card right for you?
The favorite version is, without doubt, the best of the two Blue Cash books, at least in the first year, given the $ 250 bonus one can earn. Then it depends on your habits and willingness to pay an annual fee.
You can certainly earn much more with your preferred card. although if it is worth an annual fee of $ 95, it is different for everyone.