Review of the Wells Fargo Cash Wise Card
This card offers rewards for every purchase of 1.5% to $ 1 and 1.8% for a qualified mobile wallet within 12 months of account opening. Cardholders also receive $ 200 refund if they spend $ 1,000 in the first three months.
The rewards offered by the Wells Fargo Cash Wise does not expire and can be exchanged in increments of $20-25, depending on how you use your savings. You can even exchange rewards for travel and other benefits, but you must visit mywellsfargorewards.com to see the redemption options available.
Provided you pay the full cost, you can benefit at no cost with the Wells Fargo Cash Wise Visa card. There is no annual fee for the Wise Wells Fargo cash card.
Features of the Wells Fargo Cash Wise card
Earn a registration bonus of $200 when you $1000 in three months
1.5% reward rate
Intro purchase APR of 0% for 12 months
Purchase APR of 16.24% -28.24% based on creditworthiness
Balance Transfer 0% APR for 12 months, subsequently 16.24% -28.24% based on your creditworthiness
Balance transfer fee: intro fee of either 5 or 3% of the amount of each balance transfer for 120 days from the opening of the account. After that up to 5% for each transfer.
Late payment Fee is up to $37
Foreign transaction fee is 3% of each transaction
The Registration Bonus
Cardholders that are new are rewarded with a cash back of $200 by spending $1,000 in three months. In addition, balance transfers become 0% APR for 12 months, so you can get a jump to repay old debts.
Earnings and rewards
The card pays 1.5% for all purchases. Points do not expire as long as the account remains open and within the first 12 months of account opening, you can get 1.8% on purchases using a qualified mobile wallet (including Apple and Google play).
Redeeming Rewards
Points can be exchanged in increments of $25, by phone or online. They can be exchanged in increments of $ 20 if they are produced at the Wells Fargo ATM. You can also exchange points for travel expenses, concerts, and sporting events.
Other features of Wells Fargo Cash Wise Card
You can combine your credit card with a debit account, but you should know that a current account loan will be charged at a rate of 26.24% -28.24% plus a security premium of up to $20. Make a payment of the mobile phone bill with Wells Fargo credit card and get protection for mobile phones. The benefit can allow you to cancel the protection plan your mobile operator has and save money on your account each month.
