Ace Rewards Visa card is a credit card for people with excellent credit who want to earn rewards on their spending, especially at Ace Hardware stores. This Visa (V) card allows you to earn up to 10% in Ace Rewards points for each dollar you spend on this card, for no annual fee. Issued by U.S. Bank (USB), the fifth largest commercial bank in the US, this rewards credit card is mainly designed for fans of Ace Hardware.
One of the most notable features is the rewards program which allows users to save 3% at Ace Hardware stores, 2% on gas and groceries, and 1% on all other purchases. The interest rates for this card are fairly standard and you can expect to have an APR on purchases of somewhere between 14.49% and 23.49%, based on your creditworthiness (APR is subject to change).
How to login Ace Rewards Visa Credit Card
STEP 1: To log in, Go to the secure login page.
STEP 2: Enter your personal ID and click continue
STEP 4: Enter your password on the following page. Then login.
How to apply for an Ace Rewards Visa Credit Card?
STEP 1: Go to the Ace Rewards Visa credit card page. You can get here from the Ace Hardware website as well.
STEP 2: Scroll slightly down and click on ‘ Apply Now ‘ for the Ace Rewards Visa card.
STEP 3: Enter complete personal information as asked for.
STEP 4: Enter complete housing information as asked for.
STEP 5: Enter complete income and employment information as asked for.
STEP 6: Answer the two yes/no questions related to balance transfers and additional cards.
STEP 7: Accept the terms and conditions and click on ‘ Submit ‘ to submit your application.
How to activate your Ace Rewards Visa Credit Card account
STEP 1: Go back to the card login page
STEP 2: Click ‘ Enroll‘.
STEP 3: Choose ‘Personal’ as the account type. Answer whether you have accounts with US Bank and fill in the following other details asked for.
STEP 3 : Complete your security options, review agreement, and products on the next pages and your card will be successfully activated
There are No annual fee. You won’t have to pay any annual or monthly fees for this card.
Earn up to 10% in Ace Rewards points for each dollar you spend in quarterly popular categories.
Earn up to 5% in Ace Rewards points for every dollar you spend on Ace purchases.
Earn 2% in Ace Rewards points for each dollar spent on gas and groceries.
Earn 1% in Ace Rewards points for each dollar you spend on purchases everywhere else.
Receive $25 in Ace Rewards each time you earn 12,500 points with your card.
For every 12,500 points, you earn with your card, you will receive $25 in Ace Rewards.
No over-the-limit fees. If you spend above your credit limit, you won’t have to pay any fee. Most credit cards charge fees of $35-$37 if you go over your credit limit.
No 0% introductory APR period for purchases or balance transfers. You will have a variable APR of 13.99%-22.99% all year round, unlike some other credit cards.