AAA Member Rewards Visa
The AAA Member Rewards Visa offers cardholders unlimited rewards that can be redeemed for cash back, a statement credit, gift cards, air travel, car rentals, hotel stays, or AAA vouchers. The card is a non-profit member service organization that offers travel assistance services to its members.
Features of AAA Member Rewards Visa
Sign-up Bonus of $150 statement credit if you spend $750 in the first three months
The Rewards Rate is 1%-3%
Ongoing APR is 15.49% to 25.49%, based on your creditworthiness
Balance Transfer APR is 0% introductory for 12 months, then 15.49% to 25.49%
Balance Transfer Fee is $10 or 3% of the amount of each transaction
Late Payment Fee is Up to $39
No annual fee, intro APR, a foreign transaction fee
AAA Member Rewards Visa Review – Investopedia
https://www.investopedia.com › … › Rewards Cards
The AAA Member Rewards Visa offers relatively competitive travel rewards while charging no annual fee. It is also one of the few cash back cards to include
AAA Member Rewards Visa Card Review – The Balance
https://www.thebalance.com › … › Travel Reward Cards
If you have good credit, the AAA Member Rewards Visa Card is a solid rewards card option for frequent travelers. You’ll earn rewards at a rate ..
AAA® Member Rewards Review – Credit Cards – Bankrate
https://www.bankrate.com › credit-cards › reviews › aa…
The AAA Member Rewards card is ideal if you’re a regular traveler but want the flexibility to earn and redeem more than just travel rewards. With a solid
AAA Member Rewards Credit Card Review: Is It a Good Cash …
https://www.valuepenguin.com › Reviews › Credit Cards
Yes, we believe the AAA Member Rewards Visa Signature® Card is a good card. It has lots of valuable benefits that don’t come at a high cost.
AAA Credit Card Reviews: Is It Worth It? (2022) – WalletHub
https://wallethub.com › Reviews › All Credit Cards
No annual fee. The AAA Card is $21 per year cheaper than the average credit card, according to WalletHub’s latest Credit Card Landscape Report.
Cash advance fee: 5% (min $10)
Max late fee: $40
Cash advance APR: 16.99% – 28.99% (V)
Max overlimit fee: $0
Rating: 3.5 · 315 reviews
Things u might like about this card
You will earn a 3% cash back on travels
2% cash back on groceries and gas stations
It has a Modest APR
Features u might not like
The card has a high penalty APR
Points expire five months after they are earned
The signup bonus of AAA Member Rewards Visa
The AAA Member Rewards Visa rewards its new members with a $150 statement credit if they spend $750 or more on their card within three months of opening the account and earn an introductory balance transfer APR of 0% for 12 months.
Earning Points & Rewards
The credit card has a very good rewards program, especially for frequent travelers. Members earn 3X points on qualifying AAA and travel purchases. Including purchases made with an airline, car rental agencies, hotels and resorts, cruise lines, and travel clubs. Other purchases like gas, grocery store, and drug store purchases earn 2X points, and all other purchases earn one point per dollar.
Redeeming Rewards
The Redemption values actually start from 2,500 points for air, 3,500 points for gift cards, and 5,000 points for cash and AAA rewards vouchers.
The Additional fees of AAA Member Rewards Visa
The Penalty APR is Up to 29.99%
Returned Payment Fee is Up to $28
Cash Advance APR is 18.49% to 27.49%, based on your creditworthiness
Cash Advance Fee is either $10 or 3% of the amount of each transaction
This card has no over limit fee
Application for this card can be done even by non-members which is an advantage. The rewards and statement credit of the card are a very good dividend. The 0% balance transfer looks very interesting but transferring a balance makes it harder to earn the statement credit or rewards. As for the points, they are generous but they expire and have minimums for redemption.
Next Steps
To submit an application for this credit card, visit the AAA card website.
