Get a smarter loan from Upstart and pay of your debt, refinance your vehicle etc. Upstart is an AI lending company that partners with banks and credit unions to offer consumer loans. However, the AI lending platform makes use of non-traditional variables, such as education and employment details, to predict creditworthiness.
So, during the application process, upstart will check your credit rate to see if you’re eligible for the loan.
You must know that checking your rate won’t affect your. To kick off with the loan application process, read below.
Upstart My Offer Personalized Code
The personalized code is sent to customer, prompting them to apply for loan online, at Upstart. If you receive the code, follow this steps to get started
- Navigate to upstart.com/myoffer
- You will see a tab that says “please enter your code” kindly enter the 12 digits code under the tab.
How do I find my Personalized Code? Your code comes with the offer letter you received. The code is at the upper right side of the letter or at the last page. The code is definitely on the offer letter.
However, proceed with the step beneath to complete the process.
Check Your Rate
Select from any of this reasons
Education, Refinance, Make a purchase and Pay for personal expenses.
Whichever is the reason you need a loan, kindly click on it
Then, tap on the Check Your Rate tab. This is to check your credit score.
Applying For Upstart Loan
To continue the process, you will need to provide the following data;
- The amount you want
- Your full name
- The reason for the loan
- Your date of birth
- Contact address
- Mobile phone number
- Your highest level of education
- Mention your primary source of income
- Your account balance
- Answer the question that says if you’ve taken loan in the past three months.
- Next, provide your email address
- Tick the agree and see rate box
- Proceed to submit.
Based on your credit score, you will see the amount of loan you’re eligible for.
Upstart Loan Login
To access your Upstart Loan a account, kindly proceed with the medium below
- Scroll to upstart.com
- Click on the Menu tab at the upper right-hand side.
- A list will appear on the screen, click on “Login” button.
- Fill out your email and password.
- Then, hit the login widget.
More About Upstart Loan
Upstart My Instant Offer features the following;
It offers fair personal loans and car refinancing
It features smarter rates
Lets you check your rate in minutes
There’s no prepayment penalty
Borrowers can pay off part or all of the loan at any time with no fee
For personal loans, their rates are 10% lower than traditional lenders2
Offers an easy, transparent process
Upstart Customer Service Phone Number
Reach the AI lending platform, customer service with the following number and address.
For customer Support call: (650) 204-1000 (local) 1-855-438-8778 (toll-free)
Hours of Operation
For General support:
Monday to Friday on business days: 6:00 AM to 5:00 PM PT (9:00 AM to 8:00 PM ET)
Saturday and Sunday: 6:00 AM to 5:00 PM PT (9:00 AM to 8:00 PM ET)
Monday to Friday on business days:
6:00 AM to 6:00 PM PT (9:00 AM to 9:00 PM ET)
7:00 AM to 4:00 PM PT (10:00 AM to 7:00 PM ET)
Customers can also mail to this address;
Upstart Operations Dept.
P.O. Box 1503
San Carlos, CA 94070