Lowa student loans – What You Should Know About Lowa Student Loan

Lowa is a student loan lender with the aim to extend loans to undergraduates, graduates, and parent-student loans to borrowers all over the country. This is not just limited to Lowa-based universities. Lowa is a non-profit lender that has been in existence for over 40 years. It also well strives to give competitive interest rates and low fees so that loans can be affordable options for students.Lowa student loans - What You Should Know About Lowa Student Loan

Lowa student loans may not be the best option for everyone that is why not all will be eligible for their loan. With just a minimum credit score requirement, you can be offered a loan with limited payment options. Check out the “what you should know” section for more details before you apply for the loan.


  • Firstly, it supports more than one co-signer.This means that student borrowers can add an additional co-signer, especially for partnership loan This is not common among private loan lenders. This can also increase your chance of qualifying for a loan.
  • Secondly, there is no origination fee, application, or late fees.This lender simply doesn’t charge for late fees and the rest.
  • Also, you can opt-in for Co-signers release after 24 months of payment. If you have a co-signer and may want to remove them from your loan later, there is room for you to apply for co-signer release after you must have made 24 months payments on time. Some lenders may require 36 months or more before you cross the eligibility of releasing your co-signer.
  • Fourthly, do you know that Lowa’s repayment terms are limited?In both partnership loans and college family loans, repayment terms are limited. There are only two options which are 10 years and 15 years. Many lenders do so well in making their repayment terms flexible, but it is not measurable to what Lowa offers.
  • Do you also know that rates on Lowa student loans are fixed?There is no option for variable rates. The college family loans can only be obtained for a fixed interest rate.
  • Supports High minimum credit score.This means that co-signers or borrowers should have a FICO score of at least 670. Approximately 33% of the population doesn’t meet up with the criteria – stated by Experian.
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Student Loans Offered by Lowa Student Loan

Iowa Student Loan Is Now Known As ISL Education Lending


We offer a variety of loan products including private student loans and refinancing options. We also offer scholarships and financial resources for college

What to Know Before Applying for a Student Loan

https://www.iowastudentloan.org › articles › students

Before filling out loan applications, consider future repayment for any loans. Here’s what you need to know.

Which Student Loan is Right For You | ISL Education Lending

https://www.iowastudentloan.org › articles › parents › k…

Learn about the different types of student loans, both federal and private, to help choose the best option for your financial situation.

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Iowa Student Loan Review: Everything You Should Know

https://lendedu.com › blog › iowa-student-loan

Iowa Student Loans offers private student loans and student loan refinancing to Iowa students and their parents. Families can borrow up to 100% …

Lowa Student Loan offers loans to undergraduate and graduate students and parent loans for family members and others who want to help students finance their education.

Partnership Loan

The Lowa Student Loan Partnership loan is a loan for undergraduate and graduate students. The interest rate is competitive and allows borrowers to choose between fixed and variable rate loans. There are lots of advantages tired to this partnership loan of Lowa student loan such as total cost of attendance can be borrowed and 0.25% discount rate for auto-payment sign up.

The Partnership Loan has no application fees, origination, or late fees with the advantage of adding up two co-signers to boost your eligibility.

Variable Rates 4.10% – 6.03%
Fixed Rates 4.60% – 6.85%
Loan Amounts Up to the total cost of attendance
Loan Terms 10 or 15 years

College Family Loan

It is not just the parents of the undergraduate student that benefit from this college family loan. The parents, family members, and others who want to help students with their undergraduate or graduate cost can qualify for a loan.

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College Family loans only are only obtainable with fixed interest rates and there is no origination, application, and late fees. It is also possible for borrowers to borrow up to the total cost of attendance. Check out the below table for the rates and loan terms.

Variable Rates N/A
Fixed Rates 4.60% – 6.85%
Loan Amounts Up to the total cost of attendance
Loan Terms 10 or 15 years

You can simply visit or contact customer support by email or mobile at 844-268-2203. And you can do that over the following hours:

  • Monday through Thursday: 8 a.m. to 6 p.m. (CST)
  • Friday: 8 a.m. to 4:30 p.m. (CST)

Note: Ensure you complete the Free Application for Federal Student Aid (FAFSA) before applying for a loan. The following are the requirements for the application of a loan on Lowa.

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