10 Great Balance Transfer Credit Cards
This is a list of balance transfer credit cards with 0% introductory rate. The longer the introductory period the better for balance transfers credit cards. A number of things make a 0% balance transfer credit card even better, things like no balance transfer fee, 0% on purchases,
Chase Slate is the Best for No Balance Transfer Fee
There is a non payment of balance transfer fee on any balance transferred during the first 60 days of opening the account. After which the balance fee is 5% of the amount transferred or a minimum of $5. Cardholders who make a $10,000 balance, will save $500 just by making a quick transfer of the balance.
Features of Chase Slate
The Minimum Credit Required is excellent
No Annual Fee
The Intro APR is 0% on Purchases and Balance Transfers for 15 months
Ongoing APR is charged at 17.24% to 25.99% variable
Cash Advance Fee is charged at $10 or 5% of the cash advance
Foreign Purchase Transaction Fee is 3% of the amount transferred in U.S. dollars
No Signup Bonus
Best Balance Transfer Credit Cards Of 2022 – Forbes
https://www.forbes.com › advisor › best › balance-transfer
Here’s Forbes Advisor’s list of the best balance transfer credit cards. … Best Balance Transfer Card for Cash Back.
Best balance transfer and 0% APR credit cards – NerdWallet
https://www.nerdwallet.com › Credit Cards
11 Best Balance Transfer and 0% APR Credit Cards of February 2022. NerdWallet. Many or all of the products featured here are from our partners
Best Balance Transfer 0% APR Credit Cards of January 2022
https://www.bankrate.com › finance › balance-transfer
The best balance transfer credit cards available from our partners have introductory 0 percent APR offers lasting 12 to 21 months, …
Best Balance Transfer Cards of January 2022 | U.S. News
https://money.usnews.com › Money › Credit Cards
Discover it® Balance Transfer; Wells Fargo Reflect℠ Card; U.S. Bank Visa® Platinum Card: Best feature: Long 0% intro APR window.
Citi Simplicity is the Longest Introductory Period
Citi simplicity has 21 months on balance transfers which is the longest introductory period. In addition, the card has no late fees, no penalty rate, and no annual fee.
Features
The Minimum Credit Required is Excellent
No Annual Fee
The Intro APR is charged at 0% for 21 months on balance transfers; 0% for the first 12 months of purchases.
Ongoing APR is is charge at 16.99% to 26.99% variable
The Balance Transfer Fee is charged at $5 or 5% of the transfer amount
Cash Advance Fee is charged at $10 or 5% of the cash advance
The Foreign Purchase Transaction Fee is 3% of the purchase amount
No Signup bonus
Best for 5% Cash Rewards: Discover it
Cardholders with the Discover it will earn 5% cash back on up to $1,500 in purchases in categories that rotate each quarter as they register online or via mobile app. All other purchases earn 1% cash back.
Features
The Minimum Credit Required is Good
No Annual Fee
The Intro APR is 0% for 14 months on balance transfers and purchases
Ongoing APR is 14.24% to 25.24% variable
Balance Transfer Fee is 3% of the transfer amount, after that 5%
Cash Advance Fee is $10 or 5% of the cash advance
No Foreign Purchase Transaction Fee
There is no Signup bonus
Citi Double Cash is the Best Flat Rate Cash Back
Citi Double Cash Rewards cardholders up to 2% cash back on purchases made. The promotional rate for balance transfers is one of the longest offered of any balance transfer credit card. Citi will waive your very first late fee.
The Minimum Credit Required is Good
No Annual Fee
The Intro APR is charged at 0% on balance transfers for 18 months
Ongoing APR is charged at 15.74% to 25.74% variable
Balance Transfer Fee is charged at $5 or 3% of the transfer amount
Cash Advance Fee is charge at$10 or 5% of the cash advance
The Foreign Purchase Transaction Fee is 3% of the purchase amount
There is no Signup Bonus
Blue Cash Everyday Card from American Express the Best Tried Rewards
Using this card, You won’t pay a balance transfer fee on any transfers requested in the first 60 days, cardholders will earn 3% cash back on up to $6,000 in purchases every year and then with 1% back on all other purchases. In addition, you’ll get 20% more points when you use your card 20 or more cards in a billing cycle.
The Minimum Credit Required is Good
No yearly Fee
The Intro APR is charged at 0% on purchases and balance transfers for 15 months
Ongoing APR is charged at 15.24% to 26.24% variable
Cash Advance Fee is charged at $5 or 3% of the cash advance
The Foreign Purchase Transaction Fee is charged at 2.7%
Signup Bonus: 10,000 bonus points when you spend $1,000 on purchases in the first three months
U.S. Bank Platinum Visa Card is the Best for Introductory Purchase Rate
This card offers a relatively long introductory APR that applies to both purchases and balance transfers. You’ll get cell phone protection coverage when you use your credit card to pay your monthly cell phone bill. Your card also comes with free access to your TransUnion credit score.
The Minimum Credit Required is Excellent
No yearly Fee
The Intro APR is charged at 0% on purchases and balance transfers for 20 billing cycles
Ongoing APR is charged at 14.74% to 25.74% variable
The Balance Transfer Fee is charged at $5 or 3%
Cash Advance Fee is charged at $10 or 4% of the cash advance
Foreign Purchase Transaction Fee is charged at 3%
There is no Signup Bonus
BankAmericard Credit Card for Students is the Best for Students
Bank of America Credit Card for students offers a longer introductory period. Cardholders can also apply for monthly access to a free FICO score available in the Mobile Banking app or Online Banking. No ongoing rewards program or a signup bonus are offered
The Minimum Credit Required is Good
Annual Fee: None
The Intro APR is 0% on purchases and balance transfers for 15 billing cycles
Ongoing APR: 15.24% to 25.24% variable
Balance Transfer Fee: $20 for the first 60 days of account opening; after that, $10 or 3%
Cash Advance Fee: $10 or 3% of the cash advance
Foreign Purchase Transaction Fee is 3%
Wells Fargo Propel American Express is the Best First-Year Bonus
The Wells Fargo Propel American Express offers a generous signup bonus for cardholders who spend $3,000 on purchases in the first three months of opening their account. Cardholders will earn three points for every dollar spent on dining, gas, ride shares, flights, hotels, home stays, and car rentals. One point on each one dollar spent on All other purchases.
The Minimum Credit Required is Good
No Annual Fee
The Intro APR is charged at 0% on purchases and balance transfers for 12 months
Ongoing APR is 16.24%-28.24% variable
The Balance Transfer Fee is charged at $5 or 3%
Cash Advance Fee is charge at$10 or 5%
The signup bonus is charge at 30,000 bonus points after you spend $3,000 on purchases in the first three months
Capital One Quicksilver is the Best Cash Bonus | 10 Great Balance Transfer Credit Cards
Capital One Quicksilver offers cardholders an unlimited 1.5%. You can redeem your rewards at any time for any amount. There’s no balance transfer fee after the first 15 months
The Minimum Credit Required is Good
No Annual Fee
The Intro APR is charged at 0% on purchases and balance transfers for 15 months
Ongoing APR is charged at 16.24% to 26.24% variable
Balance Transfer Fee is charged at 3% for the first 15 months; None after the first 15 months.
Cash Advance Fee is charged at $10 or 3%
Signup Bonus is charge at $150 cash bonus when you spend $500 in the first three months
Citi Diamond Preferred is the Best for Repeated Transfers | 10 Great Balance Transfer Credit Cards
The Citi Diamond Preferred extends its 18-month 0% APR to balances transferred for the first four months following account opening. Cardholders have the opportunity to choose their various preferred dates and also use their card with Apple Pay and receive automatic alerts for important account activity.
The Minimum Credit Required is Excellent
No Annual Fee
The Intro APR is charged at 0% on purchases and balance transfers for 18 months
Ongoing APR is set at 15.24% to 25.24% variable
Balance Transfer Fee is charged at $5 or 5%
Cash Advance Fee is charged at $10 or 5% of the cash advance
Foreign Purchase Transaction Fee is 3%
