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Senior Loan Officer Opinion Survey on Bank Lending Practices (SOSLP)
Bank & Financial

Senior Loan Officer Opinion Survey on Bank Lending Practices (SOSLP)

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What It could mean? The need for this is to get a clearer picture of credit and lending decisions over setting interest rates and discount rates. The survey result is …

Senior Loan Officer Opinion Survey on Bank Lending Practices (SOSLP) Read More
High-Ratio Loan Definition - Limitations of Using a High-Ratio Loan
Bank & Financial

High-Ratio Loan Definition – Limitations of Using a High-Ratio Loan

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High-Ratio Loan Definition  For every form of loan that the loan value is relatively higher than the property value that stands in for the collateral is referred to as a …

High-Ratio Loan Definition – Limitations of Using a High-Ratio Loan Read More
Evergreen Loan Definition - Understanding In Details How it works
Bank & Financial

Evergreen Loan Definition – Understanding In Details How it works

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Evergreen Loan Definition  An evergreen loan is also known as a standing or revolving loan. This loan is typically revolving as it renewed yearly until there is no need for …

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Bitcoins – A simple understanding of How Bitcoin Works
Bank & Financial

Bitcoins – A simple understanding of How Bitcoin Works

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Bitcoins  Bitcoin is a digital currency created in January 2009 after the housing market crash. This idea came about out of the idea set out in a whitepaper of an …

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Best Personal Loans - find the best loan rates and lenders to fit your needs
Bank & Financial

Best Personal Loans – find the best loan rates and lenders to fit your needs

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Best Personal Loans We have sets of personal loan opportunities, making it easy to find the best loan rates and lenders to fit your needs. Now you are going to …

Best Personal Loans – find the best loan rates and lenders to fit your needs Read More
Commodity - How Are Commodities as an Hedge for inflation
Bank & Financial

Commodity – How Are Commodities as an Hedge for inflation

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Commodity  The commodity can be described as hard assets that you can touch or any homogenous good traded in bulk on an exchange. They are grouped into agricultural, energy, and …

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Recourse Loans And Non-Recourse Loan: What’s the Difference?
Bank & Financial

Recourse Loans And Non-Recourse Loan: What’s the Difference?

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Recourse Loans And Non-Recourse Loan Recourse Loans And Non-Recourse Loan both allow lenders to lay claims to assets when the borrowers fail to fulfill their obligations and debt.  The claims …

Recourse Loans And Non-Recourse Loan: What’s the Difference? Read More
Dividend - What is the Importance of Dividend For Investors?
Bank & Financial

Dividend – What is the Importance of Dividend For Investors?

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Dividend  The dividend is a reward, cash or otherwise, which a company gives to its shareholders. Dividends can be issued in different forms, like cash payment, stocks, or any other …

Dividend – What is the Importance of Dividend For Investors? Read More
Interest Rate Vs. APR Meaning: Knowing the Difference
Bank & Financial

Interest Rate Vs. APR Meaning: Knowing the Difference

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When we talk about interest rate vs APR meaning: knowing the difference, some folks might wonder the fuss about, because to them both seem like one and the same thing. …

Interest Rate Vs. APR Meaning: Knowing the Difference Read More
Medicaid Or Medicare: Can you Have Both Medicare and Medicaid??
Bank & Financial

Medicaid Or Medicare: Can you Have Both Medicare and Medicaid??

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  Medicaid Or Medicare are actually two different programs even though they sound alike. They are two separate, government-run programs, which are operated and funded by different parts of the …

Medicaid Or Medicare: Can you Have Both Medicare and Medicaid?? Read More

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