Best Travel insurance Credit Card This Year

Best Travel Insurance Credit Card This Year

Credit cards with the best travel insurance programs include the following: Check them out

Chase Sapphire Reserve | Best Travel Insurance Credit Card

Best Credit Cards for AirlinesBest Travel insurance Credit Card


The Chase Sapphire Reserve is a credit card that won’t easily be beaten by other cards. The card comes with a lucrative signup bonus with an earning of 3 points on travel and dining. These points can be used to book travel through Chase or transfer them to popular loyalty partners.

There is a trip cancellation coverage that will reimburse you for $10,000 per trip of your prepaid travel expenses in case your trip being canceled or delayed. Cardholders will also get primary auto rental coverage, trip delay coverage for delays longer than six hours, and baggage delay insurance that will reimburse them for baggage delays over six hours at $100 per day for five days. This card has an annual fee of $450

Chase Sapphire Preferred: Honorable Mention | Best Travel Insurance Credit Card 

Chase Sapphire Preferred card comes with an earning that is weak in structure and redemption policy than the Chase Sapphire Reserve card. Chase Sapphire Preferred does not offer the same suite of travel benefits for consumers. Chase Sapphire Preferred is a good option with its $95 annual fee that is waived the first year.

Citi Prestige

Citi Prestige offers very good rewards and crucial travel benefits for cardholders. The card offers worldwide rental car coverage good for up to $100,000 if you rent a car with your Citi Prestige card without the additional coverage at the counter. This coverage is a secondary benefit in the United States, meaning that your personal auto insurance would kick in first for accidents stateside. Any accident outside the United States would be considered primary.

For signup bonuses, cardholders will receive medical coverage of up to $100,000 and trip cancellation coverage for up to $5,000 per person and per trip especially when a trip is canceled or delayed. Cardholders also get baggage delay coverage of up to $500 per covered traveler, per trip when baggage is delayed by more than three hours.

There is an annual fee of $450 with 4th-night free benefit and $250 air travel credit each year including airport lounge membership pass, Global Entry credit, and other perks.

Ink Business Preferred Credit Card

Ink Business Preferred credit card offers points within the lucrative Chase Ultimate Rewards program which comes with free travel benefits for cardholders.

Cardholders will receive up to $5,000 in trip cancellation insurance to cover prepaid travel expenses for covered trips when a covered reason comes into play. Cardholders will receive access to travel and emergency assistance that can be useful if you run into an issue when you travel abroad.

Cardholders will have access to a roadside dispatch call center that can assist if there is a breakdown in their cars or if you run out of gas.


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