First County Bank Visa Platinum Card

First County Bank Visa Platinum Card a credit card that has the lowest costs and the lowest interest rate of 9.99% among the cards offered by the First County Bank. The interest rate doesn’t remain like that anyway, if you lack a good credit rating the interest can be up to 20.99%. There are no real rewards program attached to this card but during the first 12 months the interest you pay as high as the interest paid with other card option.First County Bank Visa Platinum Card


  • There is no Annual Fee $0
  • The Cash Advance APR is 23.99% APR
  • The Cash Advance Fee is 4% of the withdrawal or $10, whichever is greater.
  • The Late Payment Fee Up to $38
  • The Purchases APR 9.99%-20.99% depending on credit score, first 12 months APR free

How to Apply For First County Bank Visa Platinum Card

Go to the overview page for the credit card of Elan Financial Services to click on the link “Apply now” which you refer to the application forms.

Step 1: Enter your personal information required in the area specified.

Step 2: Enter the Information about the accommodation in the area specified.

Step 3: Enter the necessary financial information and income details in the area specified.

Step 4: If applicable, enter other accounts that you own with First County Bank at this point.

Step 5: You can at this point add a joint applicant or an authorized user.

Step 6: Ensure you read the terms and conditions for this card and check the box to indicate that you agree and then click Submit to Send your application for evaluation.

How to Login

Go to the EFS home page which provides you with a field where you can enter your personal ID and then the ID Shield answer on the next page. After you have sent these two information, you can access your online bank account.

If you have forgotten your personal ID or ID shield answer, select the appropriate link and fill in the short form you are provided with to recover or restore this information.

Activation / registration

New cards can be activated by calling the number 1 (800) 558-3424. You can also go ahead to create new accounts by clicking on the registration link to access the EFS home page. where you can access the required forms via the Register link at the top of the page.

Telephone: 1 (800) 558-3424

Mailing Address: Card member Service P.O. Box 790408 St. Louis, MO 63179-0408