First County Bank College Rewards Visa Credit Card

First County Bank College Rewards Visa Credit Card

The First Bank College Rewards is a credit card that is designed to meet the needs of those who don’t have a good credit score. They offer a bonus of 500points for an Autopay payment system directly from your account in other to check the risk of late payment and help you achieve a good credit balance.


You are rewarded with 1 point for every dollar spent on purchases

You get a Signup Bonus Of 500 points for enlisting in the Autopay as well as another 500 for enrolling in e-statements

There is no Annual Fee

It has a Cash Advance APR of 23.99%

It has a Cash Advance Fee 4% or $10 whichever is higher in value

The Late Payment Fee can be Up to $38

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The Purchases APR is 11.99%-22.99%

How to Apply For First County Bank College Rewards Visa Credit Card

Go to the card overview page for this specific Visa card

Step 1: Provide all necessary personal information in the field provided.

Step 2: Provide the required information on accommodation status in the field provided

Step 3: Enter the required financial/income information with work status needed

Step 4: If you have other accounts with First County Bank, you will need to indicate them at this point.

Step 5: You can add a common user or no user can be added here.

Step 6: You must review the terms and conditions and then confirmed.

How to Login

Go to the EFS home page to find the login field for personal IDs. The ID-shield response can be sent to the online page to complete the login process.

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If you forgot your details, click on forget your personal ID? and forget your answer? links and follow all on page instructions to be able to reset the forgotten details.

Activation / Registration

To activate your card, you have to call the activation number on 1 (800) 558-3424 and talk to a customer service representative. The Online registration can also be completed in the fields. You will be given the opportunity to set up your credentials, your account preferences and your online account.

Telephone: 1 (800) 558-3424

Mailing Address: Card member Service P.O. Box 790408 St. Louis, MO 63179-0408

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