For a college student with no credit history Bank of Edwardsville College Rewards Visa Card is a pretty good card with which to start building up a good credit score by responsibly managing your credit card finances as well as staying on top of your finances even as a college student to avoid accumulating unwanted interest rate with rewards attached to it.
Applicant receives1 reward point per dollar spent, cash advance APR is 24.49%, APR ranges from 12.24% -23.24%(subject to change) Cash advance fee of 4% or $10 minimum, whichever is greater and late payment attracts a penalty of up to $37.
HOW TO LOGIN
Navigate to the EFS login page, locate the login window, enter your correct personal ID and password and click login to access your account.
Visit the login page as stated above, click on the “forgot your password” button wherein personal details like your personal ID, credit card account number, security code, last four digit of social security number, zip code and the new password will be required. Click Submit to regain access to your online account.
CARD ACTIVATION/ REGISTRATION
For a functional card you need to call the toll free number:1(800)558-3424 and a representative will assist you to activate the card and once the activation process is complete, you can enroll your credit card account by clicking on the secure registration link wherein information like credit card account number, security code, last four digit of social security number, zip code is required for a successful enrollment.
To apply you must fulfill the following:
- Must be 18 years of age
- Must be a US citizen
- Must have a valid SSN
HOW TO APPLY FOR BANK OF EDWARDSVILLE COLLEGE REWARDS VISA CARD
Visit the Bank of Edwardsville credit card page, scroll down to theCollege Rewards Visa Card click Apply Now. Type in your personal information like name, date of birth, Country of citizenship, Country of permanent residence, Primary phone number, mobile number and Email address.
You will be required to provide housing information as well as your income/employment information.
Next, indicate any account you have with the bank of Edwardsville by selecting yes.
At this juncture click Yes or No to indicate whether you would like to perform balance transfers, if yes, supply your type of school and expected graduation date.
Finally, finally tick the box to agree with the terms and condition and click Submit.
Congratulations on completing the application process for theBank of Edwardsville College Rewards Visa Card.
Telephone: 1 (800) 558-3424
Mailing Address: Cardmember Service // P.O. Box 790408 // St. Louis, MO 63179-0408.