For students looking to avoid additional debts while in college, Bank of America offers the Bank Americard for students visa credit card. With extremely low fees and low APR no-frills credit card, this card will help its holder to build good credit.
With scheduled payments and overdraft protection, the benefits for this credit card also include a cash advance APR of 13.99% to 23.99% APR and a purchases APR of 10.99% to 20.99% APR, all based on creditworthiness. With a cash advance fee of $10 or 5%, whichever is greater, a late payment of up to $38 is also included.
All applicants must meet the following requirements:
- Be a student
- Have a Valid US Address
HOW TO APPLY FOR BANK AMERICARD FOR STUDENTS VISA CREDIT
Step 1- Navigate to the Bank of America card summary page,
Step 2- Select the blue “apply now” link to continue to the secure application
Step 3- Enter all required information such as personal information, student, and financial information.
Step 4- Indicate whether you want to do a bank transfer or add a cardholder
Step 5- Read and agree to the terms and conditions; then review your application before submitting it for evaluation
To activate your credit card, call our customer care on 1(315)724-4022 or use the web portal.
If you’re using the web portal
Step 1- Click on the “Secure Activation” and on the next page click on “Enroll” in the Secure Sign-in tab
Step 2- Enter all required information before clicking “Continue”
Step 3- Next, create your login credentials as well as complete the security set-up before the card is activated
Your card is ready for use
HOW TO LOG IN BANK AMERICARD FOR STUDENTS VISA CREDIT
Go to the Bank of America homepage and find the Secure Sign-in tab
Then enter your login credentials and click on “Sign-in” to access your online account
FORGOTTEN YOUR LOGIN INFORMATION?
Click on either “Forgot ID or Forgot Password” to go to the retrieval page
Enter all required information pertaining to each step and click on “continue” to begin the retrieval process.
MAILING ADDRESS: Bank of America PO Box 15019 Wilmington, DE 19886-5019.