Bank of Albuquerque Visa Secured Credit Card is a perfect choice if you have a poor credit or looking to build a good credit score. This credit card also provides security for the credit card holder as well as an opportunity to manage their banking and money themselves.
With this card, there is a $35 annual fee, 24.49% cash advance APR which is subject to change, a cash advance fee and ATM cash advances of either 4% or $10; whichever is greater; $5 or 3% for check cash advances and $20 or 4% for cash equivalent advances; with an additional 21.49% purchases APR. With this card, cardholders have a late payment fee of up to $37.
Users must meet the following eligibility requirements:
- Must be at least 18 years of age;
- Have a valid US Address;
- Have a valid social security number;
- Make a deposit between $300 – $5000
HOW TO APPLY FOR BANK OF ALBUQUERQUE VISA SECURED CREDIT CARD
Step 1- First, Navigate to the Bank of Albuquerque credit card page;
Step 2- Go to the last of the “Consumer Credit Card” and click on “Apply Now”
Step 3- Click on the “Get started” button and then enter all required information such as personal information, housing information and income and employment information.
Step 4- Indicate whether you have an existing account with Bank of Albuquerque. Here, you may also do a balance transfer, add a co-applicant and/or authorized users.
Step 5- Then, complete the “Secured Savings Account Information” section and enter the amount of money you are depositing in the account.
Step 5- Finally, review and agree to all the terms and conditions before clicking on “Submit” to complete the application.
To activate your Bank of Albuquerque credit card, dial 1(800)558-3424 and follow all the instructions given.
Then proceed to register an online credit card account access through EFS by:
Selecting the “secure registration” link and fill in all required data;
Then, proceed to Create a Personal ID and Password and Click on “Submit” to complete your account enrollment.
HOW TO LOG IN
Locate the EFS account access page;
Look for the login box and enter your login credentials and click on “Continue” to proceed.
HOW TO RECOVER YOUR LOG IN CREDENTIALS
Go to the homepage and within the login box, select the “forgot your personal ID” link and fill in all required information and click “Submit” and you will be directed on how to retrieve your account.
To retrieve your forgotten password, click on the “forgot your password” link and follow the instructions to recover your password and gain access to your account.
Card Member Service// P.O.Box 790408//st. Louis, MO//63179-0408.