Affinity Credit Union No Fee Choice Rewards MasterCard

Affinity Credit Union No Fee Choice Rewards MasterCard

The Affinity Credit Union No Fee Choice Rewards MasterCard is the ideal card for people that need to keep up a $0 annual fee for their credit card yet want to earn the same reward points that someone paying $100 on annual fees would earn.

As an Affinity Credit Union No Fee Choice Rewards MasterCard holder, you can earn 1 point for every 2 dollars spent on eligible purchases at no extra cost while also picking up the advantages of a well-rounded credit card with a competitive interest rate.

Unlike other cards that have disadvantages in exchange for no annual fee, the Affinity Credit Union No Fee Choice Rewards MasterCard gives you all the benefits of an elite level card without the price-tag.

Benefits OF Affinity Credit Union No Fee

The Affinity Credit Union No Fee Choice Rewards MasterCard has a $0 annual fee and gives you 3.99% promotional APR on balance transfers for 10 months (APR is subject to change).

With this card, you earn 1 point for every $2 spent on eligible purchases. This card’s ATM cash advances are $2.00 in Canada and $3.50 outside Canada and over-the-counter cash advances is $4.00 in Canada and $4.85 outside Canada.

The Cash Advance APR and the Purchases APR are 19.99% respectively though subject to change. Late payment fee applies if your late minimum payment is for more than one time within 12 consecutive billing cycles, you attract an increase of 5% to the standard rate(s) that apply to your account.

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You are expected to satisfy the following requirements to be eligible to apply for this card:

You are residing in Canada and have a Canadian credit record

You have attained the age of majority in your province or territory.

You have not documented bankruptcy in the last 7 years and have no seriously late payments.


Click this link: to access the online application page.

Scroll through the list of available cards until you locate No Fee Choice Rewards MasterCard Credit Card.

Click Apply now.

Under the credit union heading, select “YES” to indicate your union membership and type “AFFINITY CREDIT UNION” into the blank field.

Click Continue.

Proceed by checking the small box under the heading “Information box” to provide you approval of receiving the terms and conditions for this credit card electronically.

Supply your information in each blank field provided. This includes personal details like your date of birth, mother’s maiden name and employment status. The fields with the red asterisk are not optional. You cannot skip them.

Now, you can add an additional authorized user to your account. This next step is not required and you can skip if you wish to.

Click Continue.

Next, you are presented with the terms that apply to this card.Tick the small box below the terms window to agree with the terms.

Lastly, click Continue at the bottom of the page to submit your application.

Relax now and wait for confirmation from CUETS regarding the status of your card request.

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To log into your CUETS banking account, click this link below:

This takes you to the Sign In menu.

Enter your Username.

Click Sign in to proceed to the next page.

Enter your Password.

Click Submit to be granted access to your online banking account.


Would you like to retrieve your forgotten password?

Click on the Forgot Password? Link beside the Password login field.

Next, provide every necessary data including your Mother’s Maiden Name and your Date of Birth.

Click Submit.

You will receive instructions which you must follow completely to recover your password.


To activate, call the phone number: 1 (800) 561-7849 and follow the instructions provided over the phone.

After the card has been activated, register for your online banking account with CUETS.

To register, click this link: to take you to the enrollment webpage.

Click on the “New User/Enrol Now” link.

Enter your Card Number.

Click Submit.

The next steps require that you supply your personal details and security details.

Choose a username and password for your account to set up your login details.

After supplying the required data and completing the registration process, your account will be active, you will have 24/7 access to the financial tools available on the CUETS banking portal.


1 (800) 561-784


CUETS Financial // P.O. BOX 3030 // Regina, SK // S4P 3G8.

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